Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement. Retirement Traps to Avoid Beware of these traps that could upend your retirement. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.